Thrive Merchant Funding - Business Cash Advance

Business Cash Advance


Future capital for you

What Is A Business Cash Advance

A Business Cash Advance is an advance on the future sales of a given business. An MCA is an option for those businesses with less than ideal credit but who maintain healthy bank balances. Typically the approval process for an MCA is faster with a higher approval rate then it is for a business term or working capital loan. The product is geared for businesses that experience seasonal dips in their sales cycle or face cash flow issues for any reason.

50 States

Funding Across The Nation

We're connected to America's largest small business loan marketplace, which means we connect you to more loan options than anyone else. All you have to do to gain access to our nationwide network of 75+ lenders is to fill out the online application.


Small Businesses Funded


Approval Rating




Years Of Experience

Simple yet powerful

Understanding a Business Cash Advance.

A Business Cash Advance offers one of the swiftest methods of funding because you are borrowing against your business’s future earnings. Unlike other Business Term Loans, a cash advance typically does not require collateral for the loan to be awarded. All this means you can receive your cash advance in as little as 24 hours.

Minimal effort

A Loan Made For You And Your Small Business

Our goal is to be the premier go-to source for business financing. We strive to be the best-in-class service for funding needs for your business. We listen, analyze, and evaluate to help you growth and achieve financial goals for your business.


Effective and easy

Qualifying for a Business Cash Advance.

Qualifying for a cash advance, like the funding itself, is often fast and easy. Due to the nature and terms of the loan, the requirements for a business cash advance are typically pretty lenient.



How to get the best rate

Securing an affordable factor rate will reduce the cost of capital on your Business Cash Advance. The first step toward securing the optimum cost of capital on your Business Cash Advance is to determine how much capital you need. Borrowing too much can increase the cost of repayment and borrowing too little can leave you in the financial pickle you’re trying to get out of. To avoid both of those scenarios, our dedicated funding managers will walk you through your options and compare your offers to help you choose a business cash advance deal that fits your needs and budget.

You can receive your funds in just 3 steps.

Quick application with minimal paperwork

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